PENGARUH KESEHATAN BANK TERHADAP TINGKAT INKLUSI KEUANGAN PADA BANK BNI KOTA GUNUNGSITOLI HENCE ANYCOLONY HUMENDRU

  • Hence Anycolony Humendru Universitas Nias
  • Idarni Harefa Fakultas Ekonomi,Universitas Nias
  • Maria M Bate’ Fakultas Ekonomi,Universitas Nias
  • Nanny Bu’ulolo Fakultas Ekonomi,Universitas Nias
DOI: https://doi.org/10.36655/jsp.v12i1.1318
Keywords: bank health, financial inclusion, Gunungsitoli

Abstract

The aim of this research is to examine the effect of bank health on the level of financial inclusion. This research uses sample collection techniques by distributing questionnaires. The research sample is customers of PT. Bank Negara Indonesia, Gunungsitoli city, was screened based on certain criteria or a purposive sampling technique, totaling 100 respondents. SMART-PLS is used as an analytical tool to test research hypotheses. The research results obtained were that there was a positive and significant influence on the research entitled "The Influence of Bank Health on the Level of Financial Inclusion at Bank BNI in the city of Gunungsitoli". Based on the results of data analysis and discussion, it can be concluded that health has a significant positive effect on financial inclusion. From the results of the hypothesis test, it is known that the P-Values ​​that form the influence of Bank Health on Financial Inclusion is 0.000, which means the variable has an influence. Then look at the value of 10,882. This is of course in accordance with the standard T-Statistics value of >1.96, which means it is significant.

Published
2024-03-30
Issue
Vol 12 No 1 (2024): Maret 2024
Section
Articles
Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

 Hak Cipta: 

Penulis yang mempublikasikan manuskripnya di jurnal ini menyetujui ketentuan berikut:

  1. Hak cipta pada setiap artikel adalah milik penulis.
  2. Penulis mengakui bahwa Jurnal Suluh Pendidikan (JSP) berhak menjadi yang pertama menerbitkan dengan Creative Commons Attribution 4.0 International License (Attribution 4.0 International (CC BY 4.0)).
  3. Penulis dapat mengirimkan artikel secara terpisah, mengatur distribusi non-eksklusif manuskrip yang telah diterbitkan dalam jurnal ini ke versi lain (misalnya, dikirim ke repositori institusi penulis, publikasi ke dalam buku, dll.), dengan mengakui bahwa manuskrip telah diterbitkan pertama kali di Jurnal Suluh Pendidikan.